8

Jan

   There are 7 Key Components: –

  1. Asset allocation – The overwhelming factor in determining investment performance
  2. Rebalancing – Keeping a portfolio’s risk and return profile on course
  3. Lowering costs – The one factor guaranteed to improve returns
  4. Behavioural coaching – Avoid the costly mistakes of giving in to fear and greed
  5. Tax allowances – Tax-efficiency is key to getting the best results
  6. Spending strategy – Crucial to maintaining the value of a portfolio in retirement
  7. Total return versus income – Making the most of a portfolio for both income and capital

Case Study: Investment Management & Retirement Planning

When I first met Sheila she had numerous investments, savings and pension plans spread across a wide range of financial institutions. The portfolio was proving hard to keep track of ... READ MORE

 

Case Study: Options at Retirement

Alan approached me for advice regarding his pension fund, built up through Legal & General. Being independent, we could consider the full range of products available from the ... READ MORE

 

Latest Blog Articles

A road map for investing in uncertain times

Like everyone, we have been stunned by the events in Ukraine. These are difficult andRead more

“Noise” blocking – good for your portfolio

It’s easy to feel bombarded by the constant cycle of negative news headlines or ‘noise’,Read more